11. Shut the Offer Your lender will ship the ultimate closing statement a few days in advance of your closing date. This assertion provides an in depth breakdown of all home facts, mortgage conditions, curiosity fees, and closing expenditures which can contain: Note that pre-acceptance counts as a "tough inquiry" https://kingswoodhomes.uk.com/news/first-time-buyers-find-their-dream-home-at-spinners-brook/