If the other driver is uninsured, you could file a declare with your individual uninsured motorist (UM) coverage to include healthcare bills and shed wages. When you don’t have UM coverage or your damages exceed its boundaries, you may have to sue the uninsured driver, but collecting compensation is usually https://www.1800cantwork.com/what-is-strict-liability-law-and-how-does-it-apply-in-philadelphia/